In Nacional, the use of credit cards has increased, but this does not necessarily mean a decrease in cash circulation. According to available data, the average American had a significant amount of cash in 2022. The amount of cash in circulation per person was substantially higher than what individuals actually held.

For a household of four, the difference is notable, with a large amount of cash unaccounted for. Further information on this phenomenon can be found in the original report from El País, which provides more details on the distribution of cash and its denominations.